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Affirm differs from other BNPL apps because it offers an extremely high purchase limit of $17,500 and up to 48-month financing, as opposed to 36. For these reasons, we like Affirm best for high-ticket sellers. It works with big-ticket merchants like Kay Jewelers and Peloton, but it can also work with small retailers, with pay-in-four options and a $50 minimum spend.

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With Bluetooth, Wi-Fi, and Zigbee, the Amazon Echo (4th generation) is the best smart home hub for most people. Thanks to its multiple radios, it can connect to a huge number of low-power smart home devices, and Alexa's routines are pretty sophisticated, letting you use a number of triggers to automatically activate other smart home devices. It also works with Alexa Guard, which will listen for glass breaking and smoke alarms, and can turn on your lights and notify you in the event of an emergency. It also connects to scores of smart home devices; you'll want to check out our list of the best Alexa compatible devices when putting together your smart home. 041b061a72